Build a secure career with Demo Life
Earn ₹50,000+ monthly. Become an agent or Development Officer. Training and support across Chennai and Tamil Nadu.
Why Demo Life?
Benefits for agents and policyholders
What clients say
Demo Officer explained the whole process before I joined. I now write policies full time.
I started part time while running the house. The training and the follow-up support made the difference.
Claim paperwork was handled for me end to end. Straightforward and quick.
Frequently asked questions
Who can become an agent with Demo Life?
Any Indian citizen aged 18 or above with at least 10th standard education can apply. You complete 25 hours of IC-38 training and pass the IRDAI exam.
How much can an agent earn?
First-year commission is up to 35% of the premium, plus renewal commission in the following years. Most active agents cross ₹50,000 a month within 12 to 18 months.
How do I become an officer?
Serve as an agent for some years, build your business, then pass the Demo Life recruitment exam and interview. The norms change from time to time, so check the latest Demo Life notification.
Is there a scheme for women?
Yes. Women aged 18 to 70 with 10th pass can join with a monthly stipend for three years, plus regular commission. Ask us for the current terms.
Which plans give guaranteed returns?
Several Demo Life plans carry guaranteed additions. Tell us your goal and we will shortlist the ones that fit you.
How do I contact Demo?
Call or WhatsApp the number on this page, or send the form on the Contact page. Candidates from outside Chennai district are welcome too.
Career with Demo Life
Choose your path: agent, Development Officer or women's scheme
Earn ₹53,000 extra in year one
New Demo Life agents earn up to ₹53,000 in cash rewards during the first year, over and above regular commission.
First 3 months
- 15 policies
- ₹3,500
- 25 policies
- ₹6,000
- 50 policies
- ₹12,500
- 100 policies
- ₹25,000
+ ₹1,000 every 5 above 25 · + ₹2,250 every 10 above 50
First 6 months
- 15 policies
- ₹2,250
- 25 policies
- ₹3,750
- 50 policies
- ₹7,500
- 100 policies
- ₹15,000
+ ₹500 every 5 above 25 · + ₹1,250 every 10 above 50
First agency year
- 15 policies
- ₹1,200
- 25 policies
- ₹2,000
- 50 policies
- ₹4,000
- 100 policies
- ₹8,000
+ ₹250 every 5 above 25 · + ₹600 every 10 above 50
Consistent performer award
Stay active in all 12 months of your first agency year and earn extra:
Terms and conditions apply. Source: Demo Life new joiner scheme.
How to become an agent
- 1Submit documents
ID proof, address proof and education certificates
- 2Training
25 hours of IC-38 training, online or offline
- 3IC-38 exam
Score 17 out of 50 to qualify
- 4Start earning
Get your agency code and begin selling
Eligibility
- Age
- 18+ years
- Education
- 10th pass
- Higher qualification
- Preferred
- Training
- 25 hours
- Location
- Chennai district
If you live outside Chennai district and still want to build your Demo Life career with my team, you are equally welcome. Training, mentoring and support are fully available online and on WhatsApp.
Agent benefits
After 2+ years of service, renewal commission continues to nominees if the agent passes away (with ₹1L+ business in force).
Rewards, tours and recognition
Cash rewards
Monthly, quarterly and festival contests.
₹500 – ₹50,000+Gifts
Smartphones, laptops, gold coins and appliances for top performers.
Top performersDomestic tours
All-expenses-paid trips inside India for qualifying agents.
Inside IndiaInternational tours
Qualify through MDRT and convention contests.
Outside IndiaClub membership
Rising club tiers with rising benefits.
RecognitionMDRT and COT
Global recognition for elite performers.
World-classDemo Life runs monthly and seasonal contests across branches, plus festival advances, office allowance and stationery support through the year.
The criteria below are based on previous Demo Life notifications and may change at any time. Always check the latest official notification.
Official notifications: example.com
Eligibility
- Urban service
- 5 years
- Rural service
- 4 years
- Total first-year premium
- ₹5 lakhs
- Annual first-year premium
- ₹1 lakh a year
- Lives a year
- 50
Exam pattern
160 marks · 120 minutes
Selection
- Main exam shortlist
- Exam and interview score
- Pre-recruitment medical
Bima Sakhi
A scheme to help women build a career with a monthly stipend, commission and growth.
Monthly stipend
Eligibility
- Qualification
- 10th pass
- Age
- 18 – 70 years
- Gender
- Women only
Subject to performance norms. Relatives of existing agents are not eligible.
Apply nowDemo Life plans
Organised by life goal. Pick what matters to you.
Not sure which plan is right?
Tell us your goals, family situation and budget. We will suggest the right policy for you, free and with no obligation.
Children's FutureEducation · Higher studies · Wedding · First job 2
Demo Life's Demo Child Future Plan
Savings plan for children with guaranteed additions every year. Lump-sum at maturity for higher education or wedding.
Demo Life's Demo Young Scholar
Limited-premium money-back for children with 4 maturity options between ages 20 and 24.
Retirement & PensionLifetime monthly income · Stress-free old age 2
Wealth Building & Big Goals (Endowment)Buy a home · Buy a car · Build wealth · Family milestones 1
Demo Life's Demo Guaranteed Endowment
Guaranteed maturity amount on a fixed date, with life cover throughout the term.
Pure Term ProtectionHighest cover at lowest premium · Family financial safety net 2
Riders & Add-onsBoost any base policy with extra benefits 1
Demo Accident Benefit Rider
Extra sum paid on accidental death or specified disability, over and above the base policy.
Policy services
Tap a service to chat with us on WhatsApp
Most services are completed within 2 to 5 working days.
Get in touch
Demo will reply to you personally